Who is my pension beneficiary?

Your beneficiary is the person who you want to receive your pension death benefit. Under pension legislation:

• If you have a spouse, your spouse is automatically your pension beneficiary unless the spouse has waived their entitlement, in writing, on the prescribed form. If you wish to name a pension beneficiary other than your spouse, your spouse must complete the prescribed waiver form from the Financial Services Authority of Ontario (FSRA). Please contact the Pension Plan administrator for more information.
• If you do not have a spouse, or your spouse has waived their entitlement, the pension beneficiary, who you have named on your UNITE HERE “Enrollment and Beneficiary Designation Form” will receive your pension death benefit.
• If you do not have a spouse and you have not named a pension beneficiary, your pension death benefit will be paid to your Estate.

Ellement or the UNITE HERE Pension Plan does not verify or assumes any responsibility for the validity of your beneficiary designation(s).

Note: If you name someone under the age of 18 to be your pension beneficiary, you must also name an adult trustee to receive payment on behalf of the under aged pension beneficiary.

Please contact Ellement for the applicable form(s) to make any necessary updates to your beneficiary designation, your marital status or family situation, if changes should occur. You must make these changes in writing on the applicable form(s).